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  • Overview

    Associate, Samuel Davies from our Residential Conveyancing team speaks to the Financial Times about Help to buy Isa's.

    A Help to Buy Isa allows savers to put away up to £200 a moth towards a home deposit, and offers a government-funded bonuses worth 25 per cent of the savings pot, up to a maximum of £3000.

    The bonus is paid when the buyer completes their house purchase, instead of when they exchange contracts, mean that first-time buyers cannot use the government top-up as part of their deposit to secure a property.

    Samuel said "It has always been the case that the government's bonus can only be used after exchange of contracts". Claims that buyers could only access it after they had completed the sale process were "not accurate, and misleading".

    The full article is available online, first published by Financial Times on 23 August 2016: Banks reassure savers about Help to Buy Isa (Please be aware, you must subscribe to Financial Times to read the full article.)

  • Related Services

    Residential Conveyancing

    We have one of the largest and most experienced property teams in the South East, based in Tunbridge Wells we deal exclusively in residential conveyancing.

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Jargon Buster